The #1 solution for small businesses

Collect unpaid invoices,
without a collection agency

Small businesses lose an average of 5% of revenue to bad debt. AIDebtCollection.Net automates your follow-ups at a fraction of the cost of a traditional agency.

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Debt collection is a nightmare for small businesses

You don't have the time, resources, or budget to chase down clients. We understand.

No time to follow up

You're juggling production, sales, and admin. Manually chasing every client who doesn't pay? Impossible.

Agencies are too expensive

Collection agencies take 25-50% of the recovered amount. For invoices of a few hundred dollars, it's just not worth it.

Small amounts are ignored

Nobody wants to deal with your $200 or $500 invoices. But added up, they represent thousands of dollars lost.

AIDebtCollection.Net: your automated collection department

Everything a small business needs to recover debts, without hiring anyone.

Automatic email reminders

Professional reminders sent at the frequency you choose. Adjustable tone: friendly, firm, or legal.

SMS reminders

98% open rate. A text with the amount owed and payment link, for just $0.02 per message.

AI voice agent

An AI agent that calls your debtors with a natural voice, explains the situation, and negotiates payment. 24/7.

Automatic late interest

Set an annual rate. The system calculates interest daily and automatically updates the total amount owed.

Online Stripe payments

Every reminder includes a secure payment link. Credit card, debit card. Zero friction for the debtor.

Court-ready evidence file

Complete history of all communications, call transcripts, signed agreements. Fully exportable for small claims court.

Collection agency vs AIDebtCollection.Net

Why small businesses choose automation.

Criteria Traditional agency AIDebtCollection.Net
Cost 25-50% of amount Free emails, $0.02 SMS
Minimum amount Often $1,000+ No minimum
Time to start Days to weeks Immediate
Tone control Limited Full (friendly → legal)
Real-time tracking
QuickBooks integration

Why small businesses lose money

5%

of revenue lost to bad debt on average

60 d

average payment delay for B2B invoices in North America

82%

of SMB bankruptcies are linked to cash flow issues

15 h

per month spent manually chasing clients on average

For all types of small businesses

No matter your industry, if you have clients who don't pay, AIDebtCollection.Net can help.

Professional services

Consultants, accountants, lawyers, designers, agencies

Construction and renovation

Contractors, subcontractors, electricians, plumbers

Technology and SaaS

Developers, hosting providers, software vendors

Retail and distribution

Wholesalers, distributors, B2B e-commerce

Health and wellness

Clinics, dentists, physiotherapists, veterinarians

Rental and real estate

Property owners, property managers, equipment lessors

Frequently asked questions

How much does debt collection cost for a small business?
AIDebtCollection.Net has no monthly subscription. Account creation is free. Email reminders are free. SMS costs $0.02 per message and AI voice calls are billed per minute. Much cheaper than an agency that charges 25-50% of the recovered amount.
Does it work for small amounts?
Yes, that's precisely the advantage of automation. Unlike agencies that refuse small amounts, AIDebtCollection.Net handles every debt the same — whether it's $100 or $100,000.
Do I need technical knowledge?
No. The interface is designed for business owners. You add a debt by filling out a form (or by importing from QuickBooks), and AIDebtCollection.Net handles the rest.
Is it legal to use AI for debt collection?
Yes. AIDebtCollection.Net complies with debt collection laws in both Canada and the United States. Communications are professional, contact hours are respected, and all evidence is documented.
Can I import invoices from QuickBooks?
Yes! Our QuickBooks integration automatically detects your overdue invoices and creates complete collection files in just a few clicks.

Stop losing money on unpaid invoices

Create your free account and launch your first collection in under 5 minutes.

Get started for free